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PNC SWIFT/BIC Codes

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The SWIFT/BIC code for PNC is PNCCUS33XXX. If you're sending money to the US from overseas, you will need to provide this number, plus your recipient's full name and bank account number.

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PNC uses different SWIFT codes for different banking services. We recommend double-checking to make sure your transfer is going to the right place.

In short, here are our key takeaways when sending or receiving money with PNC:

❌ Don't send money to PNC in the US with your bank

Compare cheaper, faster, and savvier alternatives instead

To see why we recommend most people avoid the bank for international money transfers, select the link below that applies to your situation:

Sending Money to the US

If you're sending money internationally to a PNC account in the US through your local bank, the transaction will likely be much pricier than it ought to be. —

This is because fixed international bank transfer fees, bad exchange rates, and correspondent banking fees can stack up very quickly. At Monito, we analyzed the cost of sending money with around 50 major banks in eight countries around the world, and we can confidently say that we don't recommend using your bank to send money to the US.

Additionally, bank transfers via the SWIFT network tend to take quite long (between one and five business days on average), meaning they're not a good option if you want to make a speedy transfer.

Fortunately for you, much smarter alternatives exist. Using a digital money transfer provider, not only could you up to 95% in fees compared to the bank, but you'll also be able to send money more quickly to your beneficiary's account at PNC. Compare now on Monito's real-time comparison engine to find the cheapest way to send to any PNC account in the US:

Compare better ways to send money to PNC in the US:

Receiving Money From Abroad

Are you expecting a transfer from abroad and is the sender asking you to provide a PNC SWIFT/BIC code? Then you're likely going to receive less than you should because of the high international bank transfer fees and bad exchange rates that are usually applied by the senders' bank.

For example, a typical foreign bank will charge between 5% and 10% in total fees for sending a $1,000 equivalent to the US. With costs like this, you'd easily receive $50 to $100 less per a $1,000 equivalent sent than you would've had you transferred at the real, mid-market exchange rate.

Luckily, a much better alternative exists to save money when receiving money in the US from abroad. It's called the Wise Account and it's available for both individuals and businesses. Using a Wise Account (available in the US), you'll get local bank account details for 10 different currencies. What's more, you'll be able to send, hold, spend, and receive US dollars and other foreign currency at the mid-market exchange rate with low, transparent fees. This means you'll be able to use Wise to receive money like a local in many countries around the globe, making it an excellent online account for this purpose.

PNC SWIFT/BIC Codes

To learn more about PNC SWIFT/BIC codes, take a look at the table below, which breaks things down further for your convenience:

Frequently Asked Questions about SWIFT / BIC Codes

Why Trust Monito?

You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services across the globe. Today, Monito’s award-winning comparisons, reviews, and guides are trusted by around 8 million people each year and our recommendations are backed by millions of pricing data points and dozens of expert tests — all allowing you to make the savviest decisions with confidence.

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