This post has been sponsored by MoneyGram

Need to send money from your bank account for cash pickup? Or maybe you’d prefer to pay with a credit card and enable the recipient to receive the funds in their bank account? When it comes to money transfers, there are many options out there and what you choose depends on several factors including where you are sending money from and to, what your personal preferences are, the method you use to pay for the transfer and how you’d like the recipient to receive the funds.

Digital, cash or a mix of both?
Depending on which option you choose, you’ll want to think about a few details in advance.

Would you like the entire transaction to be online? For example, do you wish to pay for the transfer from your bank account, debit or credit card directly to the recipient’s bank account ?

Alternatively, would you prefer a mix of cash and online options?  For example, maybe you’d like to send cash but prefer that the recipient receives the money directly in their bank account? Or you’d like to send money online from your bank account, debit or credit card, but need the money to be available to the recipient for a cash pickup?

These are just a few of the options available for money transfers. There are also a number of ways to pay via other online channels including mobile wallets, and more.

What MoneyGram offers
For example, MoneyGram offers domestic and international money transfer services to over 200 countries and territories. You can send money a variety of ways, including online using funds from your bank account, credit or debit card, via their mobile app or from a touchscreen kiosk. MoneyGram offers services directly to mobile wallets around the world. You can send online or in person, in just a few simple steps. In short, you can send money reliably, directly to a mobile wallet online. In addition, MoneyGram is regulated across multiple international and domestic jurisdictions (this includes being licensed in all 50 U.S. states, D.C, Puerto Rico, the U.S. Virgin Islands and Guam).

A handy checklist
New to MoneyGram? Use our checklist to make sure you have all the details you need on hand to execute a transfer.

The recipient’s full name as it appears on their valid I.D.
The amount you’d like to send or the amount you’d like the recipient to receive.
If you are sending money from your bank account, be sure to have access to your bank details (such as a bank account number, routing number, IBAN or BIC, depending on the country).
If you are sending money from your credit or debit card, be sure to have your card details available.
If you are sending money to the recipient’s bank account, be sure to have access to the recipient’s bank details (such as a bank account number, routing number, IBAN or BIC, depending on the country).
In some cases, you may need to provide additional details, such as a scan of your ID for identification purposes, your email address or cell phone number, or the recipient’s email address or cell phone number.
You’ll always receive a reference number for transfers. No matter how you paid for the transfer, if you are sending money for a cash pickup you’ll need to provide this number to the recipient.
If you are sending money to an inmate in a federal facility, you’ll need the inmate’s name, their correctional ID, the facility name and MoneyGram receive code. You can locate the facility and code via MoneyGram’s “pay bills” section of their website.

For digital transactions, head straight to MoneyGram online or the MoneyGram mobile app and enter the relevant information. Or head to a MoneyGram touchscreen kiosk (located at retailers and businesses across over 200 countries and territories). You enter the money transfer details at the kiosk and pay the cash to the store cashier. You’ll receive a transaction reference number too, so you can track the payment.

That’s the thing about money transfers. There only used to be one option: bring cash money to and send it for cash pickup. But there are a number of options out there–from online services to mobile apps and beyond–that enable an incredible amount of flexibility when it comes to sending money efficiently.

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MoneyGram is authorized to do business in all 50 states, D.C. and all U.S. territories, NMLS #898432. Licensed as a Money Transmitter by the New York State Department of Financial Services. Massachusetts Check Seller License #CS0025, Foreign Transmittal License #FT89432.